DAVE KELLY INSURANCE

A policy with a set duration limit on the coverage period. Once the policy is expired, it is up to the policy owner to decide whether to renew the term life insurance policy or to let the coverage terminate. This type of insurance policy contrasts with permanent life insurance, whose duration extends until the policy owner reaches 100 years of age (i.e. death).

As an independent agent, Dave Kelly will shop dozens of life insurance carriers for the right fit and right price for you.

Disability-Income (DI) Insurance

An insurance product that provides supplementary income in the event of an illness or accident resulting in a disability that prevents the insured from working at their regular employment. Benefits are usually provided on a monthly basis so that the individual can maintain their standard of living and continue to pay their regular expenses.

Dave Kelly will find the right plan to protect your paycheck based on your unique situation.